Online shopping is one of the easiest and most convenient ways to find items that you need or want. Besides easily comparing the prices of different vendors, you can set up an account that automatically charges your card without asking for information. Read on to find out more about online shopping!
Be certain you have good anti-virus and anti-malware software installed on your computer before you begin online shopping. Hackers target the big shopping sites to get personal data and hack into accounts. Pay attention to warnings yielded by antivirus software and make sure you report unusual activity to the store itself.
Before buying from a new online retailer, do some research on them. Check online reviews from other customers to see how it handles items like customer service, shipping, and its overall buying experience. You can also check the BBB to see if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it’s posted to ask questions about its business before you buy anything.
If you find a great product on your favorite site, search for it in a search engine before you buy it. Make note of the model number or brand, and do a quick search to make sure you can’t get it cheaper from somewhere else. You might be able to save a few dollars that way.
Sign-up for any identity theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you can protect your information, it’s never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to describe the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use all of this information to decide if these costs and options fit well for you, your budget, and your area before you place an order.
Keep your computer protected. If you are doing any shopping online, especially at a site you are not familiar with, make sure your computer has up-to-date virus protection. This is essential to prevent your computer from being infected by malicious websites. There are several free options that can be found on most search engines.
Never wire anyone money to make a purchase online. This is a method of payment that is used a lot by people looking to scam you out of your money. Using a credit card is better since you can lodge a dispute if your item is never received. Wiring the money offers you no type of protection.
If you receive an email that looks like it is sent from a legitimate site offering you a great deal, make sure that you check the address bar before buying anything. There are many scammers out there that spoof legitimate sites in order to get unsuspecting people’s personal information.
If you do a lot of online shopping, it would be a great idea for you to download an anti-phishing toolbar to your computer. This will help weed out any sites that may be asking you for information with the intent of scamming you. You can find this software all over the Internet for free.
If you followed a link from an email an online store sent you, pay attention to the URL. Some scammers send fake emails that look just like what a popular email store would send except that the URL is slightly different. Make sure you received an email from an official address and check the URL of the link you followed.
Shop with a friend to save money. Many times an online store will offer free shipping or another discount if you spend a certain amount of money. If you find that you will not be spending the amount needed, ask a friend if they need anything from the store so you can both save money.
Take advantage of the gold lock feature when online shopping. It is telling you that the site you’re on uses SSL, a security system. While nothing can be fool-proof, it sure does help you to have this safety mechanism.
Never pay full price online. Sales are bound to happen. If you are patient, you often can pay as little as half the normal retail price. Just be patient to save money.
Many online merchants use cookies to track user behavior. The cookies store information about what you look at online and other persona data. Read the privacy policy before you make any purchase so that you know how your personal information is going to be used. Leave any websites you don’t trust.
Read the reviews left by other customers. You will likely run into some sites that pay for their reviews, so pay attention to what you are reading not just the star ratings given. You will be able to learn a lot about the quality of the product as well as the site by reading the reviews.
If you are considering a large purchase from an unfamiliar website, start with a “practice purchase.” If possible, find a low-cost item on the site to buy. Make sure that the transaction goes well and you are satisfied with their service and product. If they pass this test, you should feel comfortable making your larger purchase.
As said in the beginning of this article, online shopping can be convenient in many different ways. Rather than assuming you will have a bad experience, give online shopping a try. If you remember the tips in this article and apply them to your experience, you may have a great time!
